Our life situation is in the mind and is time-based, made up of past, present and future. Rarely is the mind focused on the present, it is always in the past or the future. Our whole life situation is time-based as we go from one thing to another on a schedule.
When we are at breakfast, the mind has raced ahead to the next thing, so we do not notice breakfast. When we arrive at the next thing, such as a meeting or shopping, we do not notice that either as the mind has moved onto what’s next and so on, for a whole lifetime. We are in time-focused unconscious mind-state for most of our existence, rarely experiencing now.
So if we are in the mind and our life situation, we are never, or rarely, present in our actual real life, the one that has no time other than now. Time is a construct of the human mind to enable the mind to project forward or search back. It is not relevant to our real conscious life, it only applies in the mind-based insane world of our life situation.
All the things that happen in the life situation are just a fantasy of the mind.